Probitas Canada Property: Tailored Solutions, Strong Partnerships

At Probitas Canada, our underwriting philosophy is built around delivering customized solutions for well-managed Property risks across the country. We prioritize clients with a strong risk focus and value long-term partnerships with those who view insurance as a safeguard of last resort—not a first option.

What Sets Us Apart

  • Strong Risk Focus – We recognize that not all occupations, construction types, or locations are the same. We don’t shy away from exposure; instead, we underwrite it with precision, identifying businesses that proactively manage their risks.
  • Current Capacity – From our early capacity of CAD 20 million
  • Partnership-Driven – We continue to build our portfolio through sustained, mutual relationships with risk-aware clients who share our journey.

Flexible Deployment Options

We are comfortable considering Quota Share, Primary, or XOL capacity, ensuring brokers and clients have the flexibility they need to structure coverage that fits.

With Probitas Canada, you gain a partner who combines clarity, confidence, and commitment—bringing tailored property solutions to every risk we underwrite.

Our Capacity

Up to CAD$20m

Our Property Appetite

Target Occupations

  • Food and Beverage including cold storage
  • Storage and Logistics
  • Chemicals and Pharmaceuticals
  • Hospitality
  • Distribution and Warehousing
  • Aged Care
  • Commercial and Retail Property Owners
  • Shopping Centres
  • Medical Risks
  • Tertiary Education
  • Retail
 Not In Appetite

  • Thermal coal extraction, processing or combustion
  • Oil sands
  • Power generation
  • USA domiciled locations
  • Transmission lines or pipelines
  • Personal line risks – Risks in personal names vs. commercial entities

Should your risk fall outside the appetite outlined above, please feel free to contact us, as we’re committed to finding practical solutions rather than taking a rigid approach.

We will consider higher hazard trades, subject to strong client risk management.

Meet the Team

 

Robbin Botnick Headshot

Policy Documents

Commercial Property Liability Application

Get in touch

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Probitas Syndicate 1492 is managed at Lloyd’s by Probitas Managing Agency Limited. Probitas Managing Agency Limited is registered in England and Wales (No. 12242600) at 88 Leadenhall Street, London, EC3A 3BP and is authorized by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Firm Reference Number 931446). Probitas 1492 (Canada) Inc. is registered in all provinces and territories in Canada and is a Lloyd’s approved Service Company and Coverholder of Probitas Managing Agency Limited. We may process your personal data. For information on how your personal data is used and the rights that you have please see the Privacy Notice. If you are providing personal data to us on behalf of another individual, you must provide this Privacy Notice to them. Please find our Terms of Trade here