Probitas Canada Liability: Expertise You Can Rely On

Our Liability team approaches every risk with a decisive, solutions-driven mindset. We don’t look for reasons to decline—we look for pathways forward. Each opportunity is evaluated on its own merits, ensuring brokers and clients receive thoughtful, tailored outcomes.

With deep technical expertise and a strong grasp of market dynamics, we underwrite the full spectrum of liability risks—from small commercial exposures to high-hazard, hard-to-place accounts and large corporate programs. Whatever the challenge, we deliver clarity, confidence, and solutions that fit.

Known for our pragmatic approach, responsiveness, and ability to craft bespoke coverage in complex risk environments, we are the trusted underwriting partner brokers turn to when it matters most.

Our Capacity

We can deploy up to CAD 20m capacity on a Primary or Excess basis.

We can also consider additional extensions including:

  • Errors and Omissions / Financial Loss
  • Product Recall Expenses
  • Contractual Liability
  • Abuse (including Sexual Molestation)

Our Casualty Appetite

Preferred Appetite

  • General Contractors
  • Oil & Gas
  • Manufacturing (including exports to US)
  • Retail
  • Wholesale / Distribution
  • Food & Beverage
  • Meat, Poultry & Seafood Processing
  • Real Estate (commercial)
  • Wraps (commercial/industrial)
  • Utilities
  • Renewable Energy
  • Retail & Wholesale Trade (including Importers & Exporters)
  • Specialist Trades & Contractors Defence Contractors & Suppliers
  • Education & Training Services
  • Information Technology & Telecommunications Providers
  • Light & Heavy Engineering
  • Steel Products
  • Household Goods & Appliances
  • Plastic & Rubber Manufacturing
  • Professional, Scientific & Technical services
  • Renewable Energy Products (including Solar Panels, BESS & Related Products)

Considered Appetite

  • Aboveground Mining & Services to Mining – Surface & Quarries
  • Construction (Renewable Energy & Project Specific)
  • Higher Hazard Products (including Safety & Protective Equipment)
  • Product Exports to US & Canada
  • Rail & Services to Rail
  • Utilities (including water, electricity, gas & communications)
  • Waste & Recycling Risks
Not In Appetite

  • Life sciences – including Clinical Trials, Medical Supplies/Products & Pharmaceuticals
  • Pesticides, Herbicides & Fertilisers
  • Scaffolding & Scaffolding Contractors
  • Tobacco & Related Products (including e-Cigarettes & Vapes)
  • Thermal Coal (mining or power generation)
  • Cannabis exposures

Meet the Team

At the helm of Probitas Canada’s General Liability team is Shima Warren, one of the most respected liability underwriters in the Canadian marketplace. Known for her technical expertise and proven ability to navigate complex liability exposures, Shima has built a reputation as the underwriter brokers turn to when they need confidence and clarity.

With over 20 years of experience in leadership, underwriting, and distribution roles at major global insurers, Shima brings unmatched insight and perspective to every risk she evaluates. Her exceptional market knowledge, combined with a genuine commitment to delivering tailored solutions, ensures brokers and their clients receive the support they need—precisely when they need it.

Shima isn’t just an underwriter; she’s a go-to partner in the industry, trusted for her expertise, responsiveness, and dedication to helping brokers succeed.

Shima Warren Headshot

Get in touch

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Probitas Syndicate 1492 is managed at Lloyd’s by Probitas Managing Agency Limited. Probitas Managing Agency Limited is registered in England and Wales (No. 12242600) at 88 Leadenhall Street, London, EC3A 3BP and is authorized by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Firm Reference Number 931446). Probitas 1492 (Canada) Inc. is registered in all provinces and territories in Canada and is a Lloyd’s approved Service Company and Coverholder of Probitas Managing Agency Limited. We may process your personal data. For information on how your personal data is used and the rights that you have please see the Privacy Notice. If you are providing personal data to us on behalf of another individual, you must provide this Privacy Notice to them. Please find our Terms of Trade here