We provide Accident & Health (A&H) insurance for a diverse range of occupations and professions, catering to both groups and individuals. Our underwriters offer flexible solutions tailored to clients’ needs with an ability to write business on an open-market or delegated authority basis.

Our specialist underwriters have extensive experience across A&H products and can utilise existing market wordings or produce bespoke tailored wordings to meet the need of clients. We are always willing to work with our broker partners and clients to develop new solutions for evolving social demands, such as products for gig-economy workers and changing health demands.

Through Lloyd’s or our network of international fronting partners, we can provide truly global solutions. Our cover is backed by a dedicated in-house Accident & Health claims team, handling each claim with the customer in mind.

Our Capacity

Any one person: USD $5m
Any one event: USD $25m

Our Cover

Key Coverage Includes:

  • Accidental death
  • Permanent total disablement
  • Temporary total disablement
  • Critical illness
  • Travel benefits

Areas of Appetite:

  • Group and individual personal accident
  • Key man insurance
  • Sports teams and individual (professional & amateur)
  • Disability insurance (including guaranteed standard issue)
  • Facultative excess of loss
  • Travel (retail, corporate, credit card and visa schemes)
  • Aviation, crew and ships personal accident
  • Loss of licence
  • Hazardous area coverage (including evacuation/repatriation)